Who Is Responsible for Paying for Car Rental After a Car Accident?
After a car accident, responsibility for paying for a rental car largely depends on the circumstances and insurance coverage. If you were not at fault, the at-fault driver's insurance typically covers your rental expenses, and they or their insurance company would be responsible for payment.
However, if you were at fault and have adequate rental car coverage in your insurance policy, your own insurance can cover the rental costs. If you lack rental car coverage and were at fault, you'd be personally responsible for the expenses.
In no-fault states, each driver's own insurance covers their rental car expenses regardless of fault. If the at-fault driver lacks insurance, you might have to rely on your own uninsured/underinsured motorist coverage or pay out of pocket. It's essential to report the accident to both your insurance company and the at-fault driver's insurer promptly and understand the terms of your policy to ensure proper reimbursement for rental car costs.
For more information, get in touch with the professionals at Wattel & York.
