What Happens if You Get Hit by Someone Without Insurance in Arizona?
If you get hit by someone without insurance in Arizona, you may face several challenges. Arizona law requires all drivers to carry minimum liability insurance, but some individuals still drive uninsured. In such cases, your own insurance might come into play, depending on your coverage. If you have uninsured/underinsured motorist coverage, your insurance can help cover your medical expenses, property damage, and other losses resulting from the accident.
However, if you lack this coverage, you could be left with significant out-of-pocket expenses. You may also need to pursue legal action against the at-fault uninsured driver to recover damages, but this can be difficult if the driver lacks assets. Arizona's legal penalties for uninsured driving can include fines, license suspension, and vehicle impoundment.
To protect yourself, it's wise to carry uninsured/underinsured motorist coverage and consult with an attorney at Wattel & York if you're involved in an accident with an uninsured driver.
