When a person in a car collides with a truck, the driver of the car is almost certain to suffer injuries, and their vehicle is likely to be severely damaged. Arizona is a tort state which means that the person who caused the accident must pay for its related bills. Hence, proving who is at fault is very important.
When you file an insurance claim, an insurance adjuster will investigate the facts in the case. They will look at the accident report and any pictures of the collision itself. They will also talk to witnesses who saw the collision and interview anyone involved in the crash.
They may look at the position of the involved vehicles, and the skid marks those vehicles left behind.
Once they have determined who caused the accident, they will review the medical bills, auto repair costs, and lost wages of the person who did not cause the crash. They will use the information to decide on a settlement amount. The settlement offer is likely to be lower than it should be, so the accident claimant will need to contact a lawyer to get the proper amount of money.
