When Will Insurance Cover Mold Damage?
Restoration companies are often asked whether or not their insurance covers mold damage in their home. The answer typically depends on how the mold or water damage got there in the first place. Read on to learn more about what you can expect if you are dealing with either issue.
Mold and Water Problems- Will They Be Covered?
Most homeowner insurance policies will not cover damage from mold or water if it resulted from something preventable, such as a water leak that wasn’t taken care of or flooding that occurred from leaving a faucet on by mistake. A home insurance company will usually not pay for maintenance problems that they believe could have been prevented. They expect homeowners to take care of issues proactively. However, a policy will cover damage from mold if they consider it a “covered peril.” If this is the case, the company will usually pay to repair the damage and clean-up afterward.
