Before the mad rush of the holidays, as you review your year-end planning, remember the importance of #disability - present and future - in your #estateplan.
If you do not have provisions in your estate plan for a beneficiary who has a disability, or for one who acquires a disability by accident or illness, you must have a special needs provision in your estate plan, or they stand to lose public benefits or may be required to reimburse the government with your inheritance.
A #LivingTrust is your best estate plan and disability protection.
