Umbrella Insurance, the most Important and Least Expensive Liability Insurance
The chances are you have the average vehicle policy coverage limits of liability - $100,000/$300,000.
Those figures represent the limits of your insurance protection for damages as a result of injuries you cause to others in an accident. However, if the damages exceed $100,000 per person or $300,000 per accident for all persons injured in the accident, you must pay the excess.