Give your Children the Gift That Keeps on Giving...
18 is the age of majority, but rarely the age of maturity. If any of your children are under the age of eighteen, you must protect them with a Living Trust, or all that you leave them, with or without a Will, will go to probate until they reach 18. If they are under 21, no matter how mature your children are, do you want to leave them several hundred thousand dollars at that age?
Your best protection for your children, or any of your beneficiaries, is a carefully drafted Living Trust, with discretionary lifetime trust provision, that covers all contingencies and uncertainties and provides maximum protection.