Let’s be honest, if we live long enough, even if we do not suffer disabling injuries in an accident or from an illness, most of us will become physically or mentally unable to handle our affairs at some point late in life. However, if we leave ourselves open to the court system and all of its expense and uncertainty, we do so at our peril. In my career, I have seen estates completely lost and families torn apart in guardianship proceedings. The system is open for abuse from relatives and “friends"