First-time buyers in places like Enola or Camp Hill often focus only on the mortgage amount. But there’s more to it — taxes, insurance, HOA fees, and sometimes even water or trash collection can be rolled in. That’s your true monthly cost.
Before falling in love with a listing, ask your lender for a full payment breakdown. It keeps your budget real — and your stress levels low.
📲 Have questions? I’ve helped many first-timers navigate the numbers — and I'd be happy to help you too.
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