I needed to hear #3 and #5 👇
1️⃣ Choose the house you can afford, not the maximum amount the lender thinks you can afford.
2️⃣ It’s okay if you don’t have a 20% down payment. Talk with a trustworthy lender to see what your options are.
3️⃣ Start small and use your starter home as leverage to move up to your next home.
4️⃣ Don’t be afraid to walk away. Title issues, an inspection full of red flags, or an inflexible seller? It’s okay to walk, something better will come along.
5️⃣ You don’t have to furnish every inch of your house the day you move in. Furniture prices are STEEP! Your new place doesn’t have to be a Pinterest board on day 1 (or ever).
👋 Thinking about buying a home? Understanding your budget is the first step! I’d love to help you break down the numbers and get a clear path toward homeownership.