Our housing market has officially entered a phase of "Recalibration." For the savvy consumer, this means opportunity. With mortgage rates settling in the low-to-mid 6% range and inventory climbing nearly 9% nationally, buyers finally have the breathing room to make informed decisions without the "pandemic-era" rush.
In this climate, transparency is the new currency. Understanding neighborhood-specific list-to-sale ratios and median days on market is critical to your leverage. Affordability is gradually improving as income growth outpaces modest price increases. If you’ve been in "research mode," the data suggests that 2026 is the year to move from browsing to action.
