🏡 What to Do Prior to Buying a Home: A Guide by Your Englewood, FL Real Estate Agent! 🏡
Buying a home is a major milestone, and being prepared makes all the difference! Here are 4 key steps to set yourself up for success:
1️⃣ Understand What You Want in a Home
Make a list of your must-haves and nice-to-haves. Do you need three bedrooms, a big backyard, or a specific school district? Knowing your priorities will help you narrow down your search.
2️⃣ Check Your Credit Score
Your credit score plays a big role in qualifying for a mortgage. Check it early and address any issues to improve your chances of getting the best interest rates.
3️⃣ Save for a Down Payment
Most loans require a down payment, typically between 3-20% of the home’s price. Start saving now to make your dream of homeownership a reality!
4️⃣ Create a Housing Budget
Think beyond the monthly mortgage payment. Factor in taxes, insurance, utilities, and maintenance costs to ensure your new home fits comfortably into your budget.
🏠 Ready to start your home-buying journey? As a trusted real estate agent, I’m here to guide you every step of the way. Let’s find the perfect home for you!