What Fees Should I Expect When Selling a Home in Ontario? | Realtor’s Breakdown
What fees should you expect when selling a home in Ontario?
When you sell a home in Ontario, you can expect realtor commissions, legal fees, mortgage payout costs, and moving expenses. Sudbury realtor Tanya Vanden Berg helps sellers understand each fee upfront so there are no surprises on closing day.
The largest cost is usually commission. In Ontario, this is typically 4–6% of the sale price and is split between the buyer’s agent and the seller’s agent. Commission rates vary, and Tanya always explains exactly what’s included so sellers know the value they're getting.
You’ll also need a real estate lawyer to complete closing paperwork. Most sellers spend between $1,000 and $1,500 for legal services in Sudbury. This covers title transfer, mortgage discharge, and reviewing all closing documents.
If you have a mortgage, ask your lender about penalties. Many Ontario homeowners pay a fee to break their term early. This can be three months’ interest or an interest rate differential, depending on your mortgage type.
Other possible costs include staging, photography, cleaning, and small repairs. These aren’t mandatory, but they often help Sudbury homes sell faster and for more money. Tanya guides sellers on which expenses are worth it and which can be skipped.
Finally, moving costs vary depending on distance and the size of your home. A local Sudbury move is usually between $1,000 and $2,500.
