You will know when you find the perfect one. . .NEWS for VA buyers, new loan limits and changes to the VA funding fee. The funding fee has been 1.75% of the loan amount for many years now but it has been increased from 2.3% for first time use of your VA to 3.6 for subsequent use of your eligibility. These changes take effect January 1, 2020. VA buyers this is a great reason to contact me right away about helping you find a home to purchase before year end.