Success Story: A single mother of two in Los Angeles came to us overwhelmed by debt and facing the loss of everything. She had $25–30k in credit card debt, $15k in personal loans, and $23k in back taxes from multiple years. She owned a home worth about $1.3M, with an $860k mortgage, but had fallen behind for almost a year. She received a Notice of Sale giving her 30 days before foreclosure. She was also behind on her 2023 Toyota with a $620/mo payment and feared repossession.
Even with two jobs and about $10,000 in monthly income, she couldn’t keep up with the mortgage, car, children’s expenses, and rising cost of living. Collections were constant, the lender was advancing the foreclosure, and her car lender was preparing to repossess.
We filed a Chapter 13 bankruptcy, which immediately stopped the foreclosure, the repossession, and all collection activity through the automatic stay. We placed her entire mortgage arrear balance into a 60-month repayment plan at 0% interest, protected her car from repossession, and structured her plan so her credit card, personal loan, and tax debt were eliminated.
She kept her home, kept her car, protected her children’s stability, and gained a real financial reset.
If you’re in Los Angeles, South LA, Inglewood, Compton, Hawthorne, Watts, East LA, Pico-Union, Koreatown, or the Valley and facing foreclosure or overwhelming debt, you can call us directly from this Google listing to see if bankruptcy can protect you immediately.
