UNDERSTANDING HOW WAGE GARNISHMENT WORKS IN FLORIDA
If your wages are being garnished, you understand that time is short. You can’t last long with large cuts taken out of your paycheck constantly.
Creditors have the legal right to garnish your wages to pay off the unpaid debt. When you’re still in the midst of a significant financial meltdown, losing your net wages can be detrimental, worsening an already difficult situation. You need straightforward, valid legal support at times like these.
Wage garnishments are permissible in Florida and are governed by Chapter 77 of Florida Statutes. Garnishment methods, guidelines, and defenses are all outlined in these laws. It exists when your employer withholds a part of your wages to pay off your debts. A creditor must first sue you for any unpaid debts before garnishing your wages. If a creditor receives a judgment against you, the creditor can ask the court for an order garnishing your wages. Any debts, on the other hand, do not necessitate a court order. Without a court order, your wages can be garnished for unpaid child support payments or unpaid taxes, for example.
A creditor’s ability to garnish your wages is restricted. The amount is limited by federal law to 25% of your disposable income or the amount by which your wages reach 30 times the minimum wage.
