Serrano, Farah Law, LP

Many unexpected events can affect your finances. Unemployment, medical bills, funeral expenses, a government shutdown, and other hardships can lead anyone to overwhelming debt. Fortunately, there are laws to help you resolve your debt, including home and car loans. With a Chapter 13 Bankruptcy, you can save your home to avoid or stop foreclosure and catch up with your past due mortgage payments with a payment plan of up to 5 years. You can also avoid or stop car repossessions and stop receiving those harassing phone calls from debt collectors. Avoid or stop your driver's license suspension and catch up with your child support obligations. No matter what the right solution may be, we can help you get back on track with your finances and get the fresh start you deserve.

If you are overwhelmed by unmanageable debt and harrassing phone calls from debt collectors, a Chapter 7 bankruptcy may be your solution. Chapter 7 bankruptcy is designed to help people who can not pay their debts. It can eliminate your credit card debt & medical bills, stop wage garnishments, and give you a fresh financial start! Our Bankruptcy Attorneys will carefully evaluate your finances, determine which bankruptcy exemptions may apply, guide you through the bankruptcy court process, and safeguard your interests to make sure you get everything out of your bankruptcy discharge.

A Custody battle is a stressful experience for any parent. Especially, when you don't know your rights or what to expect. Regardless of who is making it difficult, you need to be prepared with a solid plan of action to increase the chances of achieving the result you're hoping for. Our Child Custody Attorneys are here to help you with the top legal guidance and representation you deserve. We have solid record of success with over 30 years of experience to help you fight for your rights and the best interest of your child(ren).

Many parents deal with concerns over child support. While you may want yoour child(ren) to have adequate support, no one wants to be taken advantage of. At Marrero, Chamizo, Marcer Law, we understand your concerns and we are here to protect you.

Buying, selling, or refinancing Commercial real estate requires experienced legal knowledge to assure the transaction is legally sound. Before deciding to lease a commercial property, make or accept an offer for a commercial property, get experienced legal guidance and representation from our Commercial Real Estate Lawyers at the law office of Marrero, Chamizo, Marcer Law.

Filing for divorce is never easy. Especially when you have to deal with dividing assets, child custody, and establishing a parenting plan. You will need to make important decisions that can affect the rest of your life at a time when your emotions may not allow you to think clearly. Our Divorce Lawyers are here to help you understand your rights and to look out for your best interest. We can help you finalize or enforce a marital settlement agreement to achieve the fair results you deserve so you can move on with confidence.

Certain factors in a divorce can highly increase the complexity of a case. Assets and property acquired during a marriage typically must be divided equally. When there are high-value assets in a divorce, the case can be more complex if there was no prenuptial agreement in place. Challenging property division issues require experienced legal knowledge. High value assets can include: 1) Pensions, 2) 401-K's, 3) Savings accounts, 4) Deffered Compensation, 5) An Inheritence, 6) Large bank accounts, 7) stocks and bonds, 8) Large amount of real estate or personal property, 9) Comingled Assets. Our Divorce Lawyers are here to help you understand your rights and how to protect them.

Estate planning is without a doubt one of the most important things anyone can do. Aside from having a well prepared last will and testament or power of attorney, another important document to have is an enhanced life estate deed. Also referred to as a "lady bird deed" after the former first lady Ladybird Johnson. The benefit of the Enchanced life estate deed, unlike a quit claim deed, is that it can: (1) allow the grantor to sell or acquire a mortgage loan over the property without the consent of the beneficiaries; (2) No creditors of the benficiaries could obtain an enforceable lien against the property; (3) No spouse of the beneficiaries could claim an interest in the property, either upon their death or in the event of a divorce. unfortunately, those are all disadvantages that come with a quit claim deed which most people are unaware of. To learn more about how an Enhanced Life Estate Deed can benefit you, contact our Estate Planning Attorneys in Miami today!

After an administrator or executor is appointed and approved by the Miami Dade probate court, this individual is held in charge of administering the estate. Estate administration can take as long as a few months or longer depending on the assets involved and whether family issues or conflicts arise that can delay the probate process. There are 90 days from a Notice of Administration for heirs, beneficiaries, and any interested parties to file a lawsuit contesting a Will. It's a short time frame that requries knowledge and experience to protect your best interest. Our Probate Attorneys in Miami are here to help with frequently challenged Will disputes involving: 1) Objections to how a Will is interpreted, 2) Determine rightful beneficiary/heir where there is no will or immediate family, 3) Objections to the actions of the personal representative administering the estate for failure to properly administer.

If you are concerned about an incapacitated child or loved one who is unable to care for their own interest, there are many types of Guardianships that can be established to ensure that they are properly cared for. Our Family Lawyers are familiar with all aspects of guardianship laws and we're happy to help you protect your loved ones through this court-supervised process.

If you are concerned about an incapacitated loved one who is unable to care for their own interest, there are many types of guardianships that can be established to ensure that they are properly taken care of. At Marrero, Chamizo, Marcer Law, our Guardianship Attorneys are familiar with guardianship laws and are happy to help protect your loved ones through this court-supervised process. Guardianships establish a legal relationship where a guardian is appointed to make important financial and/or personal decisions for another individual who is legally unable to do so for themselves. This individual may either be a minor child whose parents have passed away or have become incapacitated, or an adult who has become incapacitated or disabled and are unable to care for themselves. A Guardian is held accountable for making decisions that are in the best interest of the minor child or an incapacitated adult.

The fact is that no one wants think about death or much less think about will happen when they pass away. However, doing so can provide your loved ones a great sense of relief whenever they face the inevitable. Our complicated legal system has made estate planning a necessary tool to ensure that your wishes are carried out not only upon your death. But, also in the event of your disability or incapacitation. In 2017, AARP reported through recent studies that 64 percent of Americans had not made a Will. This means that any money or property left behind by 64% of Americans that does not pass any to someone else upon their death will be tied up and will join the Billions of Dollars in unclaimed assets and bank accounts held by state treasurers. The Wall Steet journal has reported that there are 25 estate planning documents that everyone shoud be sure to have in order and to notify loved ones of where to locate them. Our Estate Attorneys can help you prepare the proper estate plan for you.

Managing a person's money or property after their death is complicated, especially if there is no Will to follow. Florida law requires probate proceedings even where a valid Will exists. Probate is the court supervised process that assures all procedures are correctly followed to identify the assets of a decedent, ensure that any debts of the deceased are properly paid for, that all financial matters are concluded, and that any assets properly pass on to the rightful beneficiaries. In Florida there are two types of probate adminisitration: 1) summary administration and 2) formal administration. Our experienced Probate Attorneys in Miami are here to help guide you through the probate process in Miami and effectively handle any legal issue that may arise.

Your home is your most important asset. The thought of losing it is good reason to keep anyone up at night. Many people who fall behind with their mortgage often experience some sort of hardship which set them back from being able to pay. Once you get behind with your mortgage loan payments, your mortgage lender becomes your adversary. It won't look for ways to help you keep your home. Our Miami Foreclosure Defense Lawyers will.

If you are having trouble keeping up with your mortgage loan payments, what you do next can make the difference between saving your home or losing it to foreclosure. We can help you request a mortgage loan modification from your Mortgage lender to possibly establish an affordable monthly payment that works for you or help you explore other options that may be available for your specific situation. Our Foreclosure Defense Attorneys can also defend you in court against any foreclosure action brought against you by your lenders while we seek to obtain a solution.

Relocation laws in Florida have changed. The courts have now made it more difficult for a parent to relocate with their child(ren). However, if a case is properly prepared and the statute is carefully followed, a relocation can be approved. We're here to help you with every aspect involving relocations.

If you are seeking to establish paternity for legal reasons, you can count on us! Our Family Lawyers can help you determine paternity for any of the following reasons: 1) Establish custody & visitation rights, 2) Establish the right to make decisions that pertain to your child(ren), 3) obtain child support from the other parent, 4) Provide insurance for your child(ren), 5) Establish parental rights.

Even years after couples finalize their divorce, the terms of your marital settlement agreement may not work with your present-day reality. Modifications of orders and agreements may be necessry when the changes in circumstances involve substantial change in income, job loss, parental relocation for employment, sale of the marital home, resolutions of tax issues, parenting schedules and shared expenses, change in your child's educational or health care needs, serious illness, and physical or mental disability. Our Divorce Lawyers are here to handle an array of post-divorce disputes an can also assist to enforce a final judgment and to enforce an order of support, custody and visitation.

Divorce is unpredictable. No one can anticipate all the changes in circumstances that can affect a marriage in the future. Most divorces turn into legal battles over who gets what and can be an emotional strain on anyone. It has become more common these days for people to "hope for the best and prepare for the worst". As a result, prenuptial agreements are being utilized more and more often these days to protect certain assets acquired or accrued prior to a marriage in case of divorce, a legal separation, or the death of their spouse. Assets that can be protected in a well prepared prenuptial agreement are: 1) a future inheritance, 2) business interest, 3) real estate, 4) savings, 5) retirement, 6) pensions, and 7) 401K accounts. At Marrero, Chamizo, Marcer Law, our Attorneys are here to help you protect your interest so you can walk away in the event you are faced with divorce with the assets you solely spent your time and effort in obtaining.

If you are buying, selling or refinancing a residential real estate property in Miami-Dade, our Real Estate Attorneys are ready to help you complete your transaction and secure title insurance. Our Knowledgeable Real Estate Lawyers are here to resolve title defects, running lien and code violations, and to assure that your investment is not compromised by outstanding judgments, liens, or secured mortgage holders that still hold an interest to the property.

Summary administration applies to smaller estates. It is a more simplified probate proceeding that is completed by a resident or non-resident of the decedent's estate. This probate process may involve any of the following circumstances: 1) Where the deceased left a Will, but did not direct administration pursuant to Chapter 733, 2) where the value of the estate, less the value of exempt property from creditors' claims does not exceed $75,000, or 3) two years after the death of the deceased. Our Miami probate attorneys will help you determine which probate administration applies to you and guide you through every step of the probate process in Miami.