Record Home Prices Don’t Tell the Whole Story
Home prices across the U.S. have reached record highs, but that doesn’t automatically mean buying a home is becoming less attainable. Thanks to steady income growth and mortgage rates that remain lower than they were a year ago, affordability has improved compared with 2025, even though prices are still elevated.
For buyers, today’s market offers more choices as inventory continues to grow and sellers are becoming more willing to negotiate. While affordability challenges still exist, many buyers now have opportunities to secure closing cost assistance, rate buydowns, and other incentives that were much harder to find just a year ago.
If you’ve been waiting for the “perfect” market, remember that real estate is about finding the right opportunity—not trying to perfectly time the market. Every buyer’s situation is unique, and having a solid strategy can make all the difference.
Thinking about buying or selling in Central Florida? Let’s build a personalized plan that works for your goals.
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