🔥 Florida Real Estate Market Shift: Home Purchase Loans Hit a 12-Year Low
A new report shows that home purchase loans across the U.S. dropped to their lowest level in 12 years during Q1 2026. High mortgage rates, affordability challenges, and buyer hesitation are slowing down the market — but this is where smart buyers and sellers can create opportunities.
In Central Florida, many buyers are becoming more strategic:
✅ Negotiating closing costs
✅ Exploring builder incentives
✅ Locking lower rates through buy-down programs
✅ Looking at long-term investment potential instead of short-term fear
The reality is this:
Markets move in cycles. The people who prepare during uncertain times are often the ones who win when conditions improve.
If you’re thinking about buying, selling, investing, or even renting in Kissimmee or Orlando, understanding the market BEFORE making a move can save you thousands.
📍 Inventory is changing.
📍 Buyer behavior is changing.
📍 Opportunities are changing.
The question is:
Are you reacting to the market… or positioning yourself ahead of it?
🎯 Let’s create a strategy that works for YOUR goals.
Raily Property Solutions
Raily A. Feliciano Martinez
Your Realtor For Kissimmee and Orlando (Central Florida).
Se habla español. 🇪🇸
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