Why Home Insurance Premiums Are Rising and What Agents Can Do
Home insurance rates are climbing but not without reason.
Here’s what’s fueling the surge ⬇️
🌪️ Severe weather
📦 Supply chain delays
💰 Rising labor & material costs
🔁 Reinsurance expenses
💡 Remember: Premiums aren’t random they reflect real-world risks and data-driven costs.
🧭 For Insurance Agents
Your clients need clarity more than ever.
Stand out as a trusted advisor by:
✅ Educating with real examples
✅ Promoting mitigation discounts
✅ Encouraging preparedness
✅ Communicating before renewals
✅ Leveraging carrier resources
