In Ontario, distracted driving includes using or holding a hand-held device while driving - even if stopped in traffic or at a red light.
Insurance companies consider distracted-driving charges a high-risk driver red flag.
Even one ticket can increase your premiums for 3+ years, and multiple convictions may lead to non-renewal of your policy.
But beyond financial penalties, that split-second distraction could put you, or others, in harm's way. No text, call, or notification is worth someone’s future.
Simple fix:
Put your phone on Do Not Disturb, set your GPS/playlist before driving, and pull over safely if you need to use it.
Drive focused! Don't wait for a rainy day! Let’s review your coverage together.
