What happens if you’re injured in a car accident outside Ontario?
If you’re an Ontario resident involved in a motor vehicle accident (“MVA”) while traveling – whether in Canada of the United States – you might wonder whether your auto insurance will cover you. The good news is that Ontario’s standard auto insurance policy includes protection that travels with you throughout Canada and the United States, but there are important nuances you should understand to ensure you’re protected and know what to expect. Here’s what you need to know before you set off on your next road trip.
Does my Ontario auto insurance cover me for MVAs that occur outside Ontario?
Yes. Your Ontario auto insurance policy (the Ontario Automobile Policy or OAP 1) will cover you for MVAs in Canada and the continental United States.
To learn more about what types of insurance coverage you can apply for visit our website.
