Every home owner should know about their insurance, and how it works. When you file a claim, your insurer will evaluate the damage and help you collect estimates for repair.
A deductible is when you have to pay out of pocket for certain items before your insurer pays anything. It's usually a specific dollar amount, which will vary depending on the policy type that you purchase.
Understanding these terms can be important because they dictate how much money you'll need to spend in order to get reimbursed by the insurance company!
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