Denise Kelly - My Mortgage Girl

Whether you’re buying your first home or upgrading, Denise and Madison provide personalized guidance in Alberta, Ontario, and Newfoundland. We’ll help you understand your options, qualify for the right mortgage, and navigate every step with confidence and care.

Looking to restructure your mortgage in Alberta, Ontario, or Newfoundland? Denise and Madison guide you through refinancing to lower payments, consolidate debt, or access equity, delivering clear, personalized advice to improve your financial flexibility.

Navigating mortgage applications can be stressful. Denise and Madison assist clients across Alberta, Ontario, and Newfoundland, ensuring every detail is completed accurately, documentation is prepared, and approvals move smoothly, making the process simple and stress-free.

With access to over 57 lenders, Denise and Madison help clients in Alberta, Ontario, and Newfoundland compare mortgage products. We find competitive options tailored to your financial goals, empowering you to make informed, confident borrowing decisions.

Denise and Madison guide clients across Alberta, Ontario, and Newfoundland to the most competitive mortgage rates available. By comparing multiple lenders, we ensure you get the best value for your mortgage while saving money over time.

If you’re considering a reverse mortgage in Alberta, Ontario, or Newfoundland, Denise and Madison provide expert guidance. We’ll explain the benefits, options, and long-term considerations, helping you access home equity with confidence and clarity.

From home purchases to refinancing, Denise and Madison deliver tailored mortgage solutions in Alberta, Ontario, and Newfoundland. Our client-first approach ensures you get the best product, the right terms, and clear guidance every step of the way.

As a licensed mortgage brokerage operating in Alberta, Ontario, and Newfoundland, Denise and Madison offer unbiased advice, access to multiple lenders, and professional support, ensuring clients secure the mortgage solution that fits their unique needs.

When your mortgage term ends in Alberta, Ontario, or Newfoundland, Denise and Madison review all options. We help you compare rates, explore terms, and ensure you’re not just renewing, but optimizing your mortgage for savings and peace of mind.

Buying your first home in Alberta, Ontario, or Newfoundland? Denise and Madison guide you through the entire process, from qualification to closing, offering patient, clear advice and personalized solutions to make your first home purchase smooth and confident.

For self-employed clients in Alberta, Ontario, or Newfoundland, Denise and Madison provide tailored mortgage solutions. Using alternative qualification methods, we ensure your income is accurately represented and help you secure a mortgage that fits your business and lifestyle.

Even with damaged credit, Denise and Madison in Alberta, Ontario, and Newfoundland can help you secure a mortgage. We explore multiple lenders and creative solutions to find the right product, empowering you to rebuild credit and achieve your homeownership goals.

Denise and Madison help clients across Alberta, Ontario, and Newfoundland refinance their mortgage to improve cash flow, consolidate debt, or access equity. Our personalized approach ensures every refinance aligns with your financial goals and long-term plan.

Whether buying in Alberta, Ontario, or Newfoundland, Denise and Madison guide clients through the mortgage process from start to finish. We focus on your needs, financial goals, and approval success, making homeownership attainable and confident.

Consolidate high-interest debt into a manageable mortgage in Alberta, Ontario, or Newfoundland with Denise and Madison’s guidance. We’ll find solutions that reduce stress, improve cash flow, and provide a clear path to financial stability and peace of mind.

Strengthen your buying position in Alberta, Ontario, or Newfoundland with pre-approval guidance from Denise and Madison. We assess your borrowing power, clarify options, and prepare you to shop for your home with confidence and certainty.

Denise and Madison help clients in Alberta, Ontario, and Newfoundland access the best mortgage rates across multiple lenders. We combine experience, insight, and personal guidance to secure rates that save money and maximize long-term value.

Not sure which mortgage type fits your goals in Alberta, Ontario, or Newfoundland? Denise and Madison explain the benefits and risks of fixed vs. variable rates, helping you choose the best solution for your unique financial situation.

Access your home’s equity in Alberta, Ontario, or Newfoundland with guidance from Denise and Madison. We help clients use equity strategically for renovations, investments, or other goals, with clear advice and personalized mortgage solutions.

Planning to buy a rental or investment property in Alberta, Ontario, or Newfoundland? Denise and Madison provide tailored mortgage solutions, ensuring financing supports cash flow, growth, and long-term wealth creation with confidence.

Looking for a second home or seasonal property in Alberta, Ontario, or Newfoundland? Denise and Madison guide clients through financing options, ensuring your vacation property purchase is simple, strategic, and aligned with your financial goals.

For unique or complex financial situations in Alberta, Ontario, or Newfoundland, Denise and Madison provide access to alternative lending solutions. Our expertise ensures clients find mortgages that traditional lenders may not offer, with clarity and confidence.