When a worker is hurt on the job, the procedure starts. Notifying the employer of the injury as soon as feasible is the first step. This written notification, which includes specifics about the injury and its cause, is required. Following the dates set by each state for reporting injuries is essential to preventing claim denials.
The employer must give the employee a claim form when they report the injury and sends the completed claim form to their workers' compensation insurance provider. After that, the insurer assesses the claim by looking at medical and employment records and, occasionally, by doing a separate medical examination.
The wounded worker should seek medical attention at this time. It's crucial to heed medical advise and maintain track of all treatments obtained because these records will be necessary to substantiate the claim.
The employee will receive benefits, which usually consist of a percentage of their normal salary and medical care costs, if the claim is accepted. Benefits for vocational rehabilitation may also be provided in specific circumstances if the employee is unable to return to their prior position. The employee is entitled to file an appeal if the claim is rejected.
A workers' compensation lawyer is a great asset in understanding the intricacies of workers' compensation claims. An experienced lawyer will offer direction, assist in obtaining required paperwork, and defend the employee in court or on appeal. Call Munley Law today.