Dealing with an insurance company that delays your claim may be quite frustrating, especially if you rely on the funds to cover other commitments like unpaid bills or missing income. If you think the insurance company is deliberately delaying, you may be wondering if you may sue them. The short answer is yes, yet in some circumstances you may be able to sue for delayed claims.
An insurance company may be acting in bad faith if they do not process your claim promptly or fairly. The legislation in Pennsylvania requires insurers to process claims in good faith. Unreasonable rejections, needless delays, or making an offer that is far less than the value of your claim are examples of bad faith. You could be eligible to get further damages for the hardship the insurer's conduct created in addition to the money that was initially due if you can demonstrate bad faith.
Keep a record of the delays and your correspondence with the insurance provider before bringing a lawsuit. Document every correspondence, including letters, emails, and phone calls, pertaining to your claim. This proof may be used to show that the insurer has a pattern of acting irrationally.
Call Munley Law today if you think your insurance claim is being unjustly delayed. Our knowledgeable lawyers are prepared to defend your rights and have a wealth of expertise with bad faith insurance claims. For a free consultation and to find out how we can help you obtain the justice you are due.
