In Pennsylvania, personal injury protection (PIP) insurance is an essential part of vehicle insurance. Regardless of who was at fault in an accident, it is intended to cover out-of-pocket expenses for you and your passengers, including medical bills, lost income, and other costs. Since Pennsylvania is a "no-fault" state, any claims you make against another driver will not be made until your PIP insurance has taken care of your immediate needs after an accident.
If you are in an accident that results in injuries serious enough to prevent you from working or that necessitates extensive medical care, PIP insurance can be extremely helpful. It guarantees that you won't have to wait around for a drawn-out legal process to end or worry about not having enough money to get the assistance you need. The minimum PIP coverage amount in Pennsylvania is $5,000; however, if you want to better protect your family and yourself, you can purchase higher limits.
Every Pennsylvania driver needs to be aware of the benefits and workings of PIP insurance. Regretfully, insurance companies may attempt to reduce your payout and don't always make the claims process simple.
Call Munley Law today for a free consultation if you've been hurt in an accident and have any questions about your PIP insurance coverage or if your claim has been rejected. Our skilled lawyers are available to guide you through the intricacies of your case and make sure you get paid what you are due.
