After a car accident, you should exercise caution if an insurance adjuster calls you. Though they might come across as kind and helpful, keep in mind that their main objective is to safeguard the insurance company's interests, not your own. You are not required to give a statement or to take a settlement offer immediately. Speaking too soon or accepting anything without first getting sound legal counsel may actually make it more difficult for you to get full compensation for your losses and injuries.
When an adjuster gets in touch with you, be courteous but refrain from going into detail about the accident or your injuries. Basic details like your name, the accident's date and location, and your insurance policy number can be provided. You should not minimize the seriousness of the accident, estimate the extent of your injuries, or accept responsibility for the accident.
It is recommended that you speak with an experienced attorney before signing any documents or making any recorded statements. A lawyer can represent you in negotiations with the insurance company and help you understand your rights. Insurance adjusters are trained to reduce benefits, so having legal counsel guarantees you won't be taken advantage of at this crucial juncture.
You can gently decline to speak with the adjuster any longer until you've had a chance to speak with a lawyer if you feel under pressure. Call Munley Law today if an insurance adjuster has gotten in touch with you after a collision.
