Accidents at work happen frequently. Many employees might not be aware of what a third party claim is, even if most are familiar with workers' compensation. A third party claim may be necessary, particularly when incidents involve outside causes or people who are not the direct coworkers or bosses.
When a party unrelated to your immediate employer is implicated in or directly responsible for your working accident, a third party claim is made. If your work-related harm happened on the road, this "third party" could have been a vendor, a contractor, a manufacturer of subpar equipment, or even another motorist. For instance, if an equipment malfunction causes you to get hurt at work, workers' compensation may be able to pay for your medical expenses and lost wages, but a third party claim may be made against the equipment manufacturer for their part in your injury.
Even though workers' compensation is a helpful resource for those hurt at work, it may not always be the only path to justice and financial compensation. A third party claim may be necessary to obtain the compensation and justice you are entitled to if another party's carelessness contributed to or caused your damage.
If you or someone you know finds themselves in a situation where comprehending and maybe prosecuting a third party claim is necessary. Ensure that you are well-represented. For a free consultation, call Munley Law today, and let our group of knowledgeable workers' compensation lawyers help you.