What is Personal Injury Protection (PIP)?
Personal Injury Protection (PIP) is a vital auto insurance component providing immediate medical coverage regardless of fault. Operating on a "no-fault" basis, PIP ensures you receive prompt care without waiting for liability determinations.
PIP typically covers:
Medical expenses
Lost wages
Essential services (childcare, housekeeping)
Funeral expenses in fatal accidents
Coverage varies by state. In "no-fault" states, PIP is mandatory, while optional elsewhere. Pennsylvania offers a choice no-fault system with limited or full tort options.
The key benefit of PIP is quick payment without waiting for fault determination, allowing you to focus on recovery rather than finances. However, PIP won't cover vehicle damage or pain and suffering.
Understanding your PIP coverage is essential after an accident. At Munley Law, we help victims navigate insurance claims and secure deserved compensation.
Questions about your PIP coverage? Need help with an accident claim? Our experienced car accident attorneys can provide a detailed evaluation of your situation. Contact Munley Law today for a free, no-obligation consultation. Note: Every accident case is unique, and settlement amounts vary based on specific circumstances. Past settlements do not guarantee similar outcomes in future cases.
