Banks said no? I say let's try. Your kids want a home, but the market is a challenge. You want to help without risking your retirement. The 'Bank of Mom and Dad' is a powerful solution when structured correctly.
I specialize in family-assisted purchases that provide security for both generations:
✅ Gifted Rules: Navigating 15-day seasoning and gift letter requirements.
✅ Income Pooling: Combining family income and equity to boost borrowing power.
✅ Equity Access: Using existing equity for a down payment to keep cash liquid.
✅ Exit Planning: Protecting everyone’s investment from the start.
Banks make it complicated; I provide clarity. Let’s build a strategy for your family.
Amit Bhatnagar, Mortgage Agent Level 2
Phone: (437) 776-5148
Email: mortgagebyamit15@gmail.com
FSRA License 10530
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