Buying your first home in Ontario? Recent updates have made homeownership more accessible. Here is how you can save:
✅ Land Transfer Tax Rebate: Receive up to $4,000 back to lower your closing costs.
✅ RRSP Home Buyers’ Plan: Withdraw up to $60,000 tax-free for your down payment.
✅ 30-Year Amortization: New rules for new builds allow for longer terms and lower monthly payments.
✅ Closing Cost Strategy: I provide a full checklist for legal fees and inspections to avoid surprises.
Banks say no? I say let's try. Whether you are salaried or self-employed, I build a strategy that fits your whole financial picture, not just the rate.
Amit Bhatnagar, Mortgage Agent Level 2
Phone: (437) 776-5148
Email: mortgagebyamit15@gmail.com
FSRA License 10530
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