MortgagebyAmit

🏢 MORTGAGE MASTERY SERIES: PART 6 : COMMERCIAL FINANCING 🏢

Scaling your real estate portfolio into commercial assets requires precision, specialized lending relationships, and sophisticated structuring!

Here are the key pillars of commercial property financing in Ontario:
✅ Asset Classes Covered: Retail plazas, industrial warehouses, and multi-residential buildings (5+ units).
✅ DSCR Metrics: Targeting a Debt Service Coverage Ratio of 1.20x to 1.40x to ensure robust cash flow validation.
✅ Extended Amortizations: Up to 25 to 40 years, especially with CMHC-insured multi-residential programs.
✅ Corporate & Environmental Rigor: Utilizing SPV/SPC corporate structures, personal guarantees, and Phase I Environmental Site Assessments (ESA).

Navigate the complexities of commercial real estate with a seasoned expert in your corner.

Amit Bhatnagar, Mortgage Agent Level 2
Phone: 437-776-5148
Email: mortgagebyamit15@gmail.com
FSRA License 10530