Buying your first home in Ontario is a major milestone, but the financial complexity can be overwhelming. As your guide, I’m here to simplify the process and maximize the benefits available to you.
Navigating your first purchase requires a clear strategy. Leverage these key advantages:
✅ Ontario Land Transfer Tax Rebate: Up to $4,000 back, reducing your immediate cash requirements on closing day.
✅ RRSP Home Buyers’ Plan: Withdraw up to $60,000 tax-free from your RRSP for your down payment.
✅ 30-Year Amortization: New rules for FTHBs and new builds help lower monthly payments and improve qualifying power.
✅ Closing Cost Checklist: Budget 1.5%–4% for fees and inspections. I’ll ensure your strategy covers every detail.
Banks focus on quick approvals, I focus on your long-term financial success. Banks said no? I say let's try.
Amit Bhatnagar, Mortgage Agent Level 2, Phone: (437) 776-5148, Email: mortgagebyamit15@gmail.com, Agent M23008138, FSRA License 10530.
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