Building long-term wealth in Ontario starts with thinking bigger. Residential multi-unit properties (2-4 units) are a powerhouse for investors and first-time buyers. Why settle for one unit when others can help pay your mortgage?
Here is your strategy for financing 2-4 unit properties:
✅ Rental Income: Use a percentage of projected rents to qualify for a larger loan and increase buying power.
✅ Owner-Occupied: Live in one unit and qualify with as little as 5% to 10% down.
✅ Investment-Only: A 20% down payment is the standard for non-owner-occupied properties.
✅ Scalability: Build equity and cash flow simultaneously for a stronger financial future.
Banks said no to the complexity? I say let’s try. With access to 40+ lenders, I provide the mechanics to make your multi-unit investment a reality.
Amit Bhatnagar, Mortgage Agent Level 2
Phone: (437) 776-5148
Email: mortgagebyamit15@gmail.com
FSRA License 10530
#OntarioRealEstate #PropertyInvesting #MortgageAdvice #RealEstateWealth
