Building a new life in Ontario is an incredible journey. Don’t let the dream of homeownership wait.
Many newcomers believe they need years of Canadian credit history or a massive down payment to buy their first home. The truth? You have more options than you think.
Through the New to Canada Mortgage Program, I help recent arrivals secure financing with as little as 5% down. Whether you are here on a Work Permit or have already secured your Permanent Residency (PR), there is a path forward.
✅ Minimum 5% down payment options available
✅ PR and Work Permit holders are eligible
✅ No long-term Canadian credit history required in many cases
✅ Access to over 40 lenders, including major banks and alternative options
✅ Clear, jargon-free guidance to help you navigate the process
Banks said no? I say let's try. Let’s find the strategy that fits your whole financial picture, not just the rate.
Amit Bhatnagar, Mortgage Agent Level 2
FSRA License 10530
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