4 Important Steps To Avoid Incomplete or Inaccurate Loan Signings.
Mortgage loan signing activity goes on every single day regardless of current real estate market conditions.
A loan signing notary should take an approach of prioritizing thoroughness and clarity with each client. This aligned with best practices for ensuring proper document execution.
Proper execution of your signing assignment often should include:
• Verifying completeness: Ensuring all required fields are filled and signatures, dates, and initials are present.
• Confirming understanding: Walking the client through the document to ensure they understand what they are signing.
• Witnessing the signature (when required): Ensuring proper witnessing procedures are followed, especially in states where it is mandatory.
• Verify Identity: If the document requires notarization, ensure the notary verifies the signer's identity and witnesses and conduct the signing according to state-specific regulations.
By diligently adhering to these minimum steps, you as a notary, is effectively mitigating the risks associated with incomplete or inaccurate signings, benefiting both you and your clients.
Regards,
SEESAN
Seesan is a NNA certified Mortgage Loan Signing Agent in Delaware.
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