Were you aware that if you are injured in a car accident in Florida, that the driver who hurt you is not required by law to carry insurance to pay for your injuries? Believe it or not, that's the law here in Florida. That is why it is crucial if you drive a car in Florida that you obtain UM or underinsured/uninsured motorist's coverage. That way if you are hit by someone who does not have bodily injury coverage, you still have the ability to have your medical treatment related to your injuries paid for by an insurance policy. Choosing to get this insurance for you and your family is important.