Often times when my clients have already gotten a pre-approval letter and are under contract on a house, they'll ask me if it's okay to shop around for different mortgage quotes. My answer? Absolutely!
Even a small change in interest rates can make a big difference over time, so I highly recommend shopping around.
Their next question is typically this: "Will this impact my credit score?"
According to FICO, you have a 30-day window to shop around for a mortgage - this will all count as one hard inquiry.
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