WHY EVERY PARENT NEEDS A STUDENT PROTECTION PLAN (18+)
The summer between high school and college is a major milestone, but it comes with a legal reality many Tennessee parents don't expect: Once your child turns 18, you no longer have the automatic legal authority to make medical or financial decisions for them. THE LEGAL "BLACKOUT"
Privacy laws (like HIPAA) are designed to protect independence, but in a crisis, they create barriers. If your college student is injured or incapacitated, doctors may be legally prohibited from sharing records with you, and banks may freeze you out of their accounts.
THE ESSENTIAL CHECKLIST:
Medical Power of Attorney: Appoints you as a "medical agent." This allows you to view records and make treatment decisions if your child cannot speak for themselves.
Durable Power of Attorney: Grants you the ability to handle financial matters—like paying tuition, signing a lease, or managing bank accounts—to protect their credit during an emergency.
Secondary Agents: It’s wise to name a backup agent in case the primary parent is unreachable.
“Trent did a student protection plan for me and it is the best! The atmosphere in the office is amazing!” – Emma
PLAN FOR THE "WHAT-IFS"
In 2026, a Student Protection Plan is the ultimate safety net. It ensures that if the unexpected happens, you can step in immediately without waiting for a court-appointed guardian.
Call us today to schedule your FREE discovery call and protect your student!
