Michael is an extremely knowledgeable and thoughtful broker. As a small business, I come to him often trying to get the best options for health insurance each year. He always gets me what I need - and then some - that fits will within my budget. I never have to guess what I'm getting. He does the research, shows me my options, walks me through the entire process, let's me know the best one to choose, and all I have to do in the end is sign the documents! He also takes care of any claims I may need to put in...one less thing on my to do list. 10/10 will always recommend!!