Uninsured Driver? Options for Recovery in Personal Injury Cases
A crash with an uninsured or underinsured driver presents financial hurdles. While the national uninsured motorist rate hovers around 12%, some states see higher percentages. (Source: Cite a reputable source like the Insurance Research Council) Don't panic!
Your Options:
● Uninsured/Underinsured Motorist (UM/UIM) Coverage: Your own policy often provides protection in these situations.
● Medical Payments Coverage: May cover some medical bills regardless of fault.
● Lawsuits: In certain cases, you can pursue legal action against the at-fault driver's assets.
Statistics show:
● A significant percentage of drivers carry only the minimum liability coverage, which may be insufficient.
● UM/UIM claims are a growing portion of personal injury cases.
We help you navigate these complexities and explore all avenues for compensation.
