I would definitely steer clear of this agent when deciding who to use for insurance. This man claims to conduct himself as a professional, but his online activities are terribly distasteful. He likes to mock single parents, like children not having their father is a joking matter. This man is giving red flag toxic and is not who I would want handling any of my insurance. Something so important for families. Most definitely single mothers. Thankfully, we are blessed to have our family intact, but a lot of folks are not. This is not a joking matter. Do not claim to be some sort of professional, then troll in your off time. It catches up to you. This has been my personal experience with Lance, I would absolutely avoid using his services at all cost.