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Kay McKinney, eXp Realty

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Kay McKinney, eXp Realty

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Kay McKinney, eXp Realty

15 hours ago

Avoid the biggest mistakes that can cost you thousands over the life of a loan. From choosing the wrong interest rate to overlooking long-term term... more

Kay McKinney, eXp Realty

1 day ago

Closing costs shouldn’t be a surprise—but for many buyers and sellers, they are. From lender fees to prepaid expenses, these costs can add up quick... more

Kay McKinney, eXp Realty

2 days ago

Avoid the biggest mistakes that can stretch your finances and create long-term stress. From overlooking hidden costs to overestimating what you can... more

Kay McKinney, eXp Realty

5 days ago

Avoid the biggest mistakes that can impact your home’s value and delay your plans. From overlooking simple fixes to misunderstanding what appraiser... more

Kay McKinney, eXp Realty

6 days ago

Avoid the biggest mistakes that can cost you time, money, and unnecessary stress. From over-renovating to leaving value on the table, knowing when ... more

Kay McKinney, eXp Realty

7 days ago

Avoid the biggest mistakes that can hold you back from your long-term goals. From moving too soon to waiting too long, knowing the right signs can ... more

Kay McKinney, eXp Realty

13 days ago

Avoid the biggest mistakes that can cost you time, money, and stress. From overpricing to skipping repairs, knowing what to watch for can make all ... more

Kay McKinney, eXp Realty

14 days ago

Buying your first home? Understanding property taxes doesn’t have to be confusing. Learn how assessments, exemptions, and payments work so you can ... more

Kay McKinney, eXp Realty

15 days ago

They know the market inside and out, can negotiate confidently, and help you avoid costly mistakes along the way. From pricing right to handling p... more

Kay McKinney, eXp Realty

16 days ago

Getting one can help you spot issues early, make repairs on your terms, and avoid surprises that could slow down or jeopardize a sale. It also bui... more

Kay McKinney, eXp Realty

19 days ago

Wondering how to clear more debt before buying a home? A simple tip is to target high-interest balances first—paying those down can lower your mont... more

Kay McKinney, eXp Realty

20 days ago

Start by comparing similar recent sales, assessing your home’s condition, and understanding current market trends to land on a price that attracts ... more

Kay McKinney, eXp Realty

21 days ago

Look for strong resale potential, steady local growth, and features that will stay in demand—helping your property hold or increase its value over ... more

Kay McKinney, eXp Realty

22 days ago

Wondering how much of your income should go toward a mortgage? A good rule of thumb is 25– 30% of your monthly income, keeping payments manageable ... more

Kay McKinney, eXp Realty

23 days ago

Staging your home effectively can make a huge difference in how quickly it sells and the price you receive. Simple updates and decluttering help bu... more

Kay McKinney, eXp Realty

26 days ago

Home prices aren’t random — they’re shaped by key factors that affect what buyers pay and sellers can get. Understanding these influences helps you... more

Kay McKinney, eXp Realty

27 days ago

Many first-time buyers are excited to start house hunting, but budgeting mistakes can make the process more stressful than it needs to be. Understa... more

Kay McKinney, eXp Realty

28 days ago

Absolutely — and many buyers do every day. Your credit score impacts your rate, but it’s only one piece of the puzzle. Lenders also look at income,... more

Kay McKinney, eXp Realty

29 days ago

Want to boost your purchase power? 🔑 Try this simple but effective tip: 💡 Pay down high-interest debt. Lowering your monthly obligations can ins... more

Kay McKinney, eXp Realty

1 month ago

What should you pay attention to during a home tour? More than you think! Here’s what buyers often miss: 𝙇𝙤𝙤𝙠 𝙋𝙖𝙨𝙩 𝙏𝙝𝙚 𝘿é𝙘𝙤𝙧 — focu... more

Kay McKinney, eXp Realty

1 month ago

Did you know? Adding even one extra bedroom can increase a home’s value more than almost any other interior upgrade! More livable space means more ... more

Kay McKinney, eXp Realty

1 month ago

Homes are selling very quickly in today’s market — in many areas, homes are on the market for just a few days before going under contract. • 𝗟𝗼?... more

Kay McKinney, eXp Realty

1 month ago

Yes — home values generally increase over time! While markets can fluctuate year to year, real estate has historically trended upward, helping home... more

Kay McKinney, eXp Realty

1 month ago

Selling your home? Your listing agent should guide you every step of the way — from pricing your home right to marketing it effectively and negotia... more

Kay McKinney, eXp Realty

1 month ago

The truth is, timing the market perfectly is tough — and while you wait, home prices could keep rising. Buying when you’re ready (not just when rat... more

Kay McKinney, eXp Realty

1 month ago

Want to maximize your home’s value before selling? Focus on smart upgrades that make the biggest impact — fresh paint, updated lighting, and great ... more

Kay McKinney, eXp Realty

1 month ago

Owning a home means building equity, enjoying stable payments, and having the freedom to make it truly yours. Over time, your property can apprecia... more

Kay McKinney, eXp Realty

1 month ago

CHere’s a Smart Tip Before You Lock In Your Loan! 💡 That “perfect rate” might not tell the whole story — your lifestyle and future plans matter ju... more

Kay McKinney, eXp Realty

1 month ago

Buying a home is exciting, but knowing the right steps can save you time, stress, and money! • 𝗚𝗲𝘁 𝗣𝗿𝗲-𝗔𝗽𝗽𝗿𝗼𝘃𝗲𝗱: Know your budget be... more

Kay McKinney, eXp Realty

1 month ago

It’s one of the biggest financial decisions you’ll make — and the answer depends on your goals. • Stability: Buying gives you long-term security a... more

Kay McKinney, eXp Realty

1 month ago

House Hunting? Here’s a Smart Tip When Viewing Homes in Your Price Range! It’s easy to get swept away by shiny upgrades.. but stay focused on what ... more

Kay McKinney, eXp Realty

1 month ago

Getting pre-approved isn’t just paperwork.. It’s your key to success in a competitive market. 🏡 1. Know exactly what you can afford before you sh... more

Kay McKinney, eXp Realty

1 month ago

Your home isn’t just where you live — it’s one of your biggest financial assets. ✅ Equity builds as you pay down your mortgage and your home’s va... more

Kay McKinney, eXp Realty

1 month ago

Saving for a home doesn’t have to feel overwhelming — knowing your goal is the first step! The amount you’ll need depends on your loan type and hom... more

Kay McKinney, eXp Realty

1 month ago

Getting an offer right away feels exciting — but don’t rush just yet! The first offer might be the best one, but it’s smart to review all your opti... more

Kay McKinney, eXp Realty

1 month ago

Yes — it’s possible to buy and sell at the same time! With the right strategy and timing, you can smoothly transition from your current home to you... more

Kay McKinney, eXp Realty

1 month ago

Wondering what price range fits your budget? Here’s a quick look at what the average homebuyer can afford. 💡 𝗔𝘃𝗲𝗿𝗮𝗴𝗲 𝗜𝗻𝗰𝗼𝗺𝗲 𝘃𝘀. 𝗛... more

Kay McKinney, eXp Realty

1 month ago

When your home appraises lower than the agreed sale price, it can impact your buyer’s financing — but don’t panic! There are several ways to keep t... more

Kay McKinney, eXp Realty

1 month ago

Traditionally, spring and early summer (March to June) are the hottest months, characterized by increased buyer interest, faster sales, and often h... more

Kay McKinney, eXp Realty

1 month ago

Yes — it’s possible! Even with bad credit, there are options like FHA loans, larger down payments, or using a co-signer. 🏡 You can become a homeow... more

Kay McKinney, eXp Realty

2 months ago

🔑 Step-by-Step: The Home Buying Process: 1. Get Pre-Approved 2. Find a Realtor You Trust 3. House Hunting Begins 4. Make an Offer 5. Offer Acce... more

Kay McKinney, eXp Realty

2 months ago

On average, it takes 30 to 45 days to close a deal once your offer is accepted. However, this timeline can vary depending on factors such as financ... more

Kay McKinney, eXp Realty

2 months ago

It signifies that the sale of the house hinges on the fulfillment of specific conditions, such as securing financing, conducting inspections, or th... more

Kay McKinney, eXp Realty

2 months ago

Getting ready for a home tour? Go beyond first impressions—here’s what to watch for. 🏡 - Inspect for damage on walls, ceilings, and the foundatio... more

Kay McKinney, eXp Realty

2 months ago

📘 Buying or Selling a home? Don’t go in blind! Get your FREE Buyer’s or Seller’s Guide — packed with tips, checklists, and expert insights to he... more

Kay McKinney, eXp Realty

2 months ago

Ready to stop renting and start owning? Here’s how to know if you’re financially ready to buy a home: 🔸 Stable income & emergency savings? 🔸 Go... more

Kay McKinney, eXp Realty

2 months ago

What is escrow? A straightforward guide for first-time homebuyers 🏡 Here’s what you should know: 1. It acts as a secure holding place for your f... more

Kay McKinney, eXp Realty

2 months ago

Looking for the perfect real estate agent but don’t know where to start? Here’s what to look for so you can buy or sell with confidence: ✔️ Expe... more

Kay McKinney, eXp Realty

2 months ago

Yes, you can! Selling your home with an existing mortgage is common — the sale pays off the loan, and any extra goes to you! 🔹 Tip: Talk to your ... more

Kay McKinney, eXp Realty

2 months ago

A contingency is a “safety net” in your offer — conditions that must be met for the sale to go through. It protects you from surprises! 𝗧𝗶𝗽: 𝗖... more

Kay McKinney, eXp Realty

2 months ago

Buyer’s Tip: Start With a Budget – Knowing your budget upfront helps you focus on homes you can afford — saving time and stress! 🎯 Get pre-approv... more

Kay McKinney, eXp Realty

2 months ago

Owning a home can offer long-term financial benefits and lifestyle stability that renting often can't match. Tip: While renting offers flexibility... more

Kay McKinney, eXp Realty

2 months ago

A typical down payment ranges from 5% to 20% of the home's price. So, if you're eyeing a $300,000 home, you’ll want to save anywhere from $15,000 t... more

Kay McKinney, eXp Realty

2 months ago

Seller Tip: Price It Right from the Start! 🏡 Overpricing your home can scare off serious buyers and lead to longer time on the market. The right... more

Kay McKinney, eXp Realty

2 months ago

A 15-year loan helps you pay off your home faster with less interest, while a 30-year gives you lower monthly payments and more flexibility. The ri... more

Kay McKinney, eXp Realty

2 months ago

Mortgage Tip: Don’t Open New Credit Accounts Before Closing! 🛑 Thinking of buying new furniture or applying for a credit card before closing on y... more

Kay McKinney, eXp Realty

2 months ago

Whether it's a big backyard, an open kitchen, or the perfect location — everyone has that must-have feature. As your local agent, I want to hear wh... more

Kay McKinney, eXp Realty

2 months ago

Whether you’re entering the market for the first time or planning your next move, it’s natural to have questions and concerns. As your local agent,... more

Kay McKinney, eXp Realty

2 months ago

🏡 Real Estate Tip of the Week Buying a home? 𝗗𝗼𝗻’𝘁 𝗦𝗸𝗶𝗽 𝗧𝗵𝗲 𝗜𝗻𝘀𝗽𝗲𝗰𝘁𝗶𝗼𝗻! 𝗛𝗼𝗺𝗲 𝗶𝗻𝘀𝗽𝗲𝗰𝘁𝗶𝗼𝗻𝘀 — reveal hidden issu... more

Kay McKinney, eXp Realty

2 months ago

Avoid surprises by planning for more than just the purchase price 🏡 𝗗𝗼𝘄𝗻 𝗣𝗮𝘆𝗺𝗲𝗻𝘁 — typically 3%–20% of the home price, depending on yo... more

Kay McKinney, eXp Realty

2 months ago

Ideal Home Size for first-time buyers isn’t one-size-fits-all. It depends on your lifestyle, budget, and future plans — but many start with 1,200–1... more

Kay McKinney, eXp Realty

2 months ago

Local Factors play a huge role in determining a property's value — sometimes more than you’d think. We’re talking about schools, crime rates, walka... more

Kay McKinney, eXp Realty

3 months ago

💰 Seller Closing Costs are the fees and expenses sellers pay when transferring ownership of their home. This often includes agent commissions, tit... more

Kay McKinney, eXp Realty

3 months ago

Thinking about selling your house but not sure where to start? From pricing and staging to negotiations and closing, understanding the full home-se... more

Kay McKinney, eXp Realty

3 months ago

PMI (Private Mortgage Insurance) is a monthly fee most buyers pay when putting down less than 20% on a conventional loan. 𝗜𝘁 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝘀 𝘁... more

Kay McKinney, eXp Realty

3 months ago

Thinking about buying a home but unsure if your credit score is high enough? Most lenders look for a score of 620 or higher, but options may be ava... more

Kay McKinney, eXp Realty

3 months ago

With rising home prices and limited inventory, more first-time buyers are turning to duplexes for affordability and the added bonus of rental incom... more

Kay McKinney, eXp Realty

3 months ago

In today’s fast-moving real estate market, delaying your home purchase could cost more in the long run. With rising home prices and interest rates... more

Kay McKinney, eXp Realty

3 months ago

How Do You Negotiate a Better Deal on a Home? Smart negotiation can save you thousands — here’s how 🤝 📊 Do your research — knowing the market he... more

Kay McKinney, eXp Realty

3 months ago

🏡 Top Mistakes People Make When Selling Their Home. Avoid these costly errors to get the best return: 𝗢𝘃𝗲𝗿𝗽𝗿𝗶𝗰𝗶𝗻𝗴 𝘁𝗵𝗲 𝗵𝗼𝗺𝗲 — 𝗰... more

Kay McKinney, eXp Realty

3 months ago

What Should First-Time Homebuyers Avoid Doing? Avoid common mistakes that could cost you time and money 🔑 ❌ Skipping pre-approval — this can dela... more

Kay McKinney, eXp Realty

3 months ago

Should You Buy a Home 𝗕𝗲𝗳𝗼𝗿𝗲 𝗣𝗮𝘆𝗶𝗻𝗴 𝗢𝗳𝗳 𝗔𝗹𝗹 𝗗𝗲𝗯𝘁? It’s a big decision — here’s what to consider: • Some debt is manageable —... more

Kay McKinney, eXp Realty

3 months ago

Are Low Down Payment Options a Smart Move for Homebuyers? Discover the pros and cons before you commit. Here’s what you need to know: • Lower upfr... more

Kay McKinney, eXp Realty

3 months ago

A home inspection is your chance to uncover any hidden issues before you buy. Don’t be afraid to ask important questions like: Are there any safet... more

Kay McKinney, eXp Realty

3 months ago

Got a 𝗕𝘂𝗻𝗰𝗵 𝗼𝗳 𝗘𝗾𝘂𝗶𝘁𝘆 in Your Home? Here's a Smart Tip 💸 If you’ve built up significant equity, you may have more options than you t... more

Kay McKinney, eXp Realty

3 months ago

The right amount of space depends on your lifestyle. Are you working from home, growing a family, or downsizing? Consider how many bedrooms and ba... more

Kay McKinney, eXp Realty

3 months ago

Avoid overpaying for your dream home—here’s how to determine if the listing price truly reflects its value 🔑 1. Compare Similar Homes 2. Check Pr... more

Kay McKinney, eXp Realty

3 months ago

Whether you're buying your first home or upgrading, we offer flexible loan solutions to fit your goals 🏡 𝗖𝗼𝗻𝘃𝗲𝗻𝘁𝗶𝗼𝗻𝗮𝗹 𝗟𝗼𝗮𝗻𝘀 – Gr... more

Kay McKinney, eXp Realty

3 months ago

What steps should you take before buying a home? 🏡 From reviewing your credit score to getting pre-approved and finding the right neighborhood, e... more

Kay McKinney, eXp Realty

3 months ago

It depends on your finances, the market, and your moving timeline. Selling first can give you more buying power, while buying first might ensure yo... more

Kay McKinney, eXp Realty

3 months ago

From mortgage interest deductions to property tax write-offs and potential capital gains exclusions, owning a home can come with serious tax perks!... more

Kay McKinney, eXp Realty

3 months ago

Nope! While 20% was once the standard, today there are many loan options that let you buy with as little as 3% down — and even 0% for qualified buy... more

Kay McKinney, eXp Realty

3 months ago

Yes, you can! Selling as is means you won’t need to make repairs — but it’s important to price it right and understand how it might affect buyer in... more

Kay McKinney, eXp Realty

3 months ago

Yes — real estate can build long-term wealth, generate passive income, and offer tax advantages. Whether you're buying your first home or expandin... more

Kay McKinney, eXp Realty

4 months ago

Thinking about skipping the home inspection? 𝗧𝗛𝗜𝗡𝗞 𝗔𝗚𝗔𝗜𝗡! 🔍 A thorough inspection helps you avoid costly surprises later and brings peac... more

Kay McKinney, eXp Realty

4 months ago

Selling comes with fees and expenses you should know upfront—don’t get caught off guard! Typical seller costs include agent commissions, closing fe... more

Kay McKinney, eXp Realty

4 months ago

Want to save money on your mortgage? Small changes can lead to big savings over time—here’s how to keep more cash in your pocket! 🏡 • How refina... more

Kay McKinney, eXp Realty

4 months ago

Stuck between buying big now or upsizing later? 🤷‍♂️ Both choices have pros and cons—let’s break down what’s smarter for your future and finances.... more

Kay McKinney, eXp Realty

4 months ago

Thinking of backing out of a real estate contract? 🤔 You're not stuck—there may be options. But knowing your rights is key before making a move. ... more

Kay McKinney, eXp Realty

4 months ago

Wondering how the listing price of your home is determined? 🏡 It’s not just guesswork—agents use a mix of market data and strategy! 𝗞𝗲𝘆 𝗙𝗮𝗰... more

Kay McKinney, eXp Realty

4 months ago

Should you buy a home or rent in today's market? Here’s a quick look! 𝗕𝘂𝘆𝗶𝗻𝗴 𝗮 𝗛𝗼𝗺𝗲: • Build equity and benefit from real estate appre... more

Kay McKinney, eXp Realty

4 months ago

Can you buy a duplex as a first-time buyer? 𝗔𝗕𝗦𝗢𝗟𝗨𝗧𝗘𝗟𝗬! It’s a smart move—live in one unit, rent out the other to help cover your mortga... more

Kay McKinney, eXp Realty

4 months ago

The #1 mistake home sellers make? 𝗢𝗩𝗘𝗥𝗣𝗥𝗜𝗖𝗜𝗡𝗚 𝗧𝗛𝗘𝗜𝗥 𝗛𝗢𝗠𝗘! 🤔 It might seem like a good strategy, but it can turn off buyers an... more

Kay McKinney, eXp Realty

4 months ago

Confused about whether to get pre-approved or pre-qualified first? Here’s the scoop: Pre-qualification gives a quick estimate of what you can affo... more

Kay McKinney, eXp Realty

4 months ago

How long does it take to sell a home? On average, it takes 30 to 60 days—but that depends on pricing, market conditions, and how well your home is ... more

Kay McKinney, eXp Realty

4 months ago

What’s the best tip for home sellers? First impressions matter—so invest in curb appeal and simple staging to make your home shine. A clean, inviti... more

Kay McKinney, eXp Realty

4 months ago

What kind of mortgage is best for first-time buyers? Many first-timers choose FHA or conventional loans because they offer lower down payments and ... more

Kay McKinney, eXp Realty

5 months ago

Do you want to avoid the most common mistake that buyers often regret after closing? 🤔 Skipping a detailed home inspection can result in unforesee... more

Kay McKinney, eXp Realty

5 months ago

What is a contingency in a real estate contract? It’s a clause that protects buyers and sellers—like needing a home inspection or loan approval bef... more

Kay McKinney, eXp Realty

5 months ago

Don’t let misinformation hold you back from owning your dream home. Here are 𝟱 𝗰𝗼𝗺𝗺𝗼𝗻 𝗺𝘆𝘁𝗵𝘀—and the truth behind them: 1. You need 20%... more

Kay McKinney, eXp Realty

5 months ago

Staying informed about the latest real estate trends is essential, whether you're buying, selling, or simply curious about the market. Gain a compe... more

Kay McKinney, eXp Realty

5 months ago

Wondering what it really takes to become a homeowner? From down payments to closing costs, we’ll break down exactly how much you should have saved ... more

Kay McKinney, eXp Realty

5 months ago

Considering buying a home? The ideal time may not be simply when prices fall, but when it aligns with your personal needs and circumstances. Disco... more

Kay McKinney, eXp Realty

5 months ago

Are you wondering if your rent payments exceed what you'd spend on a mortgage? Find out how homeownership compares to renting in your area! 📍 Gai... more

Kay McKinney, eXp Realty

5 months ago

🌳 Finding the right neighborhood means looking at schools, parks, safety, and community vibes. Whether you're searching for top-rated school dist... more

Kay McKinney, eXp Realty

5 months ago

Your home budget isn’t just what a lender approves—it’s what fits your lifestyle. Lenders consider your income, debts, credit, and down payment. –... more

Kay McKinney, eXp Realty

5 months ago

Start by checking your credit score to see where you stand. Then gather your documents—ID, proof of income, bank statements, & info on debts or ass... more

Kay McKinney, eXp Realty

5 months ago

Stay ahead in the real estate game by keeping informed about local market trends. This knowledge empowers you to buy or sell confidently, discover ... more

Kay McKinney, eXp Realty

5 months ago

🏡 Wondering how appraisals affect home sales? They play a crucial role in pricing, negotiations, and closing deals! 📊 Click "CALL NOW" to learn h... more

Kay McKinney, eXp Realty

5 months ago

How to Build Equity in Your Home Faster 💼 Want to grow your wealth through homeownership? Building equity faster means increasing your home's val... more

Kay McKinney, eXp Realty

5 months ago

💰 How Much Mortgage Can I Afford? Planning to buy a home in 2025? Your mortgage affordability depends on factors like your income, debts, credit ... more

Kay McKinney, eXp Realty

5 months ago

Ready to find your perfect home? Use this must-have house hunting checklist to stay organized and confident throughout the process 🔍 • Ideal loca... more

Kay McKinney, eXp Realty

5 months ago

🏡 Renting vs Buying a Home in 2025 – Which Is Right for You? • 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗥𝗲𝗮𝗱𝗶𝗻𝗲𝘀𝘀: Assess your income, savings, and total debt... more

Kay McKinney, eXp Realty

5 months ago

You, too, can experience the magic of coming home. Let's make your homeownership dreams a reality together. Reach out today to start your journey h... more

Kay McKinney, eXp Realty

5 months ago

Your trust means the world to me, and I’m so grateful to be part of your home journey 🏡 Whether you're buying, selling, or just exploring your opt... more

Kay McKinney, eXp Realty

5 months ago

Selling a home takes more than just a “For Sale” sign. A strong marketing plan makes all the difference. Here’s where to start 📌 Highlight your h... more

Kay McKinney, eXp Realty

5 months ago

Everyone has that special something that turns a house into home sweet home. For some, it’s the smell of a favorite meal, for others, it’s family m... more

Kay McKinney, eXp Realty

5 months ago

Interest rates play a huge role in what you can afford as a homebuyer. Here's how they impact your buying power 📉 𝗛𝗶𝗴𝗵𝗲𝗿 𝗿𝗮𝘁𝗲𝘀 𝗺𝗲𝗮?... more

Kay McKinney, eXp Realty

5 months ago

Buying your first home is exciting but it can also feel overwhelming. Here are 3 must-know tips to help you feel confident and prepared 🏡 Get pre... more

Kay McKinney, eXp Realty

6 months ago

𝗪𝗵𝗲𝗻 𝗶𝘀 𝘁𝗵𝗲 𝗕𝗲𝘀𝘁 𝗧𝗶𝗺𝗲 𝗼𝗳 𝗬𝗲𝗮𝗿 𝘁𝗼 𝗕𝘂𝘆 𝗮 𝗛𝗼𝘂𝘀𝗲? 🏡 Understanding seasonal trends in the real estate market can sig... more

Kay McKinney, eXp Realty

6 months ago

Should You Wait for Interest Rates to Drop Before Buying a Home? 🏡 Interest rates can fluctuate, but waiting isn't always the best strategy. The ... more

Kay McKinney, eXp Realty

6 months ago

𝗖𝗼𝗺𝗽𝗹𝗶𝗺𝗲𝗻𝘁𝗮𝗿𝘆 𝗛𝗼𝗺𝗲 𝗩𝗮𝗹𝘂𝗮𝘁𝗶𝗼𝗻𝘀 🧾 Wondering what your home is worth in today’s market? Get a free, professional valuatio... more

Kay McKinney, eXp Realty

6 months ago

𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲 𝗧𝗶𝗽 𝗳𝗼𝗿 𝗔𝘀𝗽𝗶𝗿𝗶𝗻𝗴 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿𝘀 🏢 Are you considering diving into the world of real estate investment? He... more

Kay McKinney, eXp Realty

6 months ago

Ready to sell your home faster and for top dollar? 🏡 Tip: Boost your curb appeal! First impressions matter—fresh paint, tidy landscaping, and a c... more

Kay McKinney, eXp Realty

6 months ago

Wondering how long it takes to close on a home? ⏳ On average, it takes 30 to 45 days from offer acceptance to closing. Key steps include a home ins... more

Kay McKinney, eXp Realty

6 months ago

Understanding what impacts home prices is key whether you're buying, selling, or investing. 🏡 Here are the top factors that influence home value: ... more

Kay McKinney, eXp Realty

6 months ago

🏠 Top 4 Steps to Buy Your First Rental Property 1. Check Your Finances Know your credit score, budget, and what you can afford. 2. Get Pre-Appro... more

Kay McKinney, eXp Realty

6 months ago

Wondering how much income you need to qualify for a home loan? 💵 It all depends on your debt, credit score, and the price of the home, but you mi... more

Kay McKinney, eXp Realty

6 months ago

Ready to sell your home? Discover how to get the highest price in today’s market! 🔑 Whether you’re upgrading, downsizing, or relocating, I will h... more

Kay McKinney, eXp Realty

6 months ago

YES, you can buy a home with just 3% down! 💰 Homeownership might be closer than you think — even with a small down payment. - Great for first-ti... more

Kay McKinney, eXp Realty

6 months ago

Are you self-employed? You can still qualify for a mortgage! 💼 𝗛𝗲𝗿𝗲 𝗮𝗿𝗲 𝘁𝗵𝗿𝗲𝗲 𝗲𝘀𝘀𝗲𝗻𝘁𝗶𝗮𝗹 𝘁𝗶𝗽𝘀 𝘁𝗼 𝗯𝗼𝗼𝘀𝘁 𝘆𝗼𝘂𝗿 𝗰... more

Kay McKinney, eXp Realty

6 months ago

What Is the Impact of Location on Property Value? | Real Estate Insights 2025 📍 When it comes to real estate, location is one of the biggest facto... more

Kay McKinney, eXp Realty

6 months ago

What Are Common Mistakes Sellers Make When Listing Their Home? 🚫 Avoid these costly errors: 1) Overpricing 2) Poor staging 3) Skipping repairs 4)... more

Kay McKinney, eXp Realty

6 months ago

𝗪𝗵𝘆 𝗧𝗶𝗺𝗶𝗻𝗴 𝗜𝘀 𝗖𝗿𝘂𝗰𝗶𝗮𝗹 𝗪𝗵𝗲𝗻 𝗕𝘂𝘆𝗶𝗻𝗴 𝗼𝗿 𝗦𝗲𝗹𝗹𝗶𝗻𝗴 𝗮 𝗛𝗼𝗺𝗲 ⏰ Timing can be everything when it comes to real est... more

Kay McKinney, eXp Realty

6 months ago

First-Time Homebuyer in 2025? Here's What You Need to Know! Buying your first home is exciting—but the market in 2025 comes with new challenges. S... more

Kay McKinney, eXp Realty

6 months ago

Kay McKinney, eXp Realty

6 months ago

Heading Out to Tour Homes Soon? Don’t Overlook These Red Flags! 🚩 Before you fall in love with a house, be mindful of the following warning signs:... more

Kay McKinney, eXp Realty

6 months ago

🎉 𝗢𝗳𝗳𝗲𝗿 𝗔𝗰𝗰𝗲𝗽𝘁𝗲𝗱 — 𝗪𝗵𝗮𝘁’𝘀 𝗡𝗲𝘅𝘁? Congratulations! Once your offer is accepted, the real work begins. Here’s what happens nex... more

Kay McKinney, eXp Realty

7 months ago

Thinking of buying a rental property? 📊 𝗗𝗼𝗻'𝘁 𝗱𝗶𝘃𝗲 𝗶𝗻 𝗯𝗹𝗶𝗻𝗱! 𝗟𝗲𝗮𝗿𝗻 𝗵𝗼𝘄 𝘁𝗼 𝗰𝗮𝗹𝗰𝘂𝗹𝗮𝘁𝗲 𝘆𝗼𝘂𝗿 𝗥𝗢𝗜 𝗮𝗻𝗱 𝗳𝗶?... more

Kay McKinney, eXp Realty

7 months ago

🏡 𝗦𝗲𝗹𝗹𝗶𝗻𝗴 𝗬𝗼𝘂𝗿 𝗛𝗼𝗺𝗲? 𝗕𝗲 𝗣𝗿𝗲𝗽𝗮𝗿𝗲𝗱 𝗳𝗼𝗿 𝗛𝗶𝗱𝗱𝗲𝗻 𝗖𝗼𝘀𝘁𝘀! Don’t let unexpected expenses catch you off guard. From... more

Kay McKinney, eXp Realty

7 months ago

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗧𝗶𝗽 𝗼𝗳 𝘁𝗵𝗲 𝗪𝗲𝗲𝗸 💡🏠 Looking to reduce your monthly mortgage payments? Consider making an extra mortgage payment each... more

Kay McKinney, eXp Realty

7 months ago

𝗧𝗼𝗽 𝗛𝗼𝗺𝗲 𝗙𝗲𝗮𝘁𝘂𝗿𝗲𝘀 𝗕𝘂𝘆𝗲𝗿𝘀 𝗪𝗮𝗻𝘁 𝗶𝗻 𝗧𝗼𝗱𝗮𝘆’𝘀 𝗠𝗮𝗿𝗸𝗲𝘁 🔍 Are you curious about what today's homebuyers truly desi... more

Kay McKinney, eXp Realty

7 months ago

𝗙𝗛𝗔 𝗟𝗼𝗮𝗻 𝘃𝘀. 𝗖𝗼𝗻𝘃𝗲𝗻𝘁𝗶𝗼𝗻𝗮𝗹 𝗟𝗼𝗮𝗻 🏠🔍 Not sure which loan suits you? Here’s a quick comparison: 𝗙𝗛𝗔 𝗟𝗼𝗮𝗻𝘀: Great f... more

Kay McKinney, eXp Realty

7 months ago

𝗧𝗵𝗲 𝗖𝗼𝗺𝗽𝗹𝗲𝘁𝗲 𝗚𝘂𝗶𝗱𝗲 𝘁𝗼 𝗖𝗹𝗼𝘀𝗶𝗻𝗴 𝗖𝗼𝘀𝘁𝘀 | 𝗪𝗵𝗮𝘁 𝗕𝘂𝘆𝗲𝗿𝘀 & 𝗦𝗲𝗹𝗹𝗲𝗿𝘀 𝗡𝗲𝗲𝗱 𝘁𝗼 𝗞𝗻𝗼𝘄 🏡 Discover ever... more

Kay McKinney, eXp Realty

7 months ago

𝗦𝘁𝗲𝗽𝘀 𝘁𝗼 𝗖𝗹𝗼𝘀𝗶𝗻𝗴 𝗼𝗻 𝗮 𝗛𝗼𝗺𝗲: 𝗪𝗵𝗮𝘁 𝗘𝘃𝗲𝗿𝘆 𝗕𝘂𝘆𝗲𝗿 𝗦𝗵𝗼𝘂𝗹𝗱 𝗞𝗻𝗼𝘄 🏡 Navigating the journey from an accepted o... more

Kay McKinney, eXp Realty

7 months ago

What Credit Score Do You Need to Buy a Home? Here's What You Should Know 🏡 Your credit score plays a big role in getting approved for a mortgage. ... more

Kay McKinney, eXp Realty

7 months ago

First-Time Homebuyer Tip: Get Pre-Approved Before You Start House Hunting 🏡 One of the smartest moves you can make as a first-time homebuyer is ge... more

Kay McKinney, eXp Realty

7 months ago

Smart Homebuyer Tips: Why Flexibility Is Key to Finding Your Dream Home 🏡 In today’s competitive real estate market, flexibility can make all the ... more

Kay McKinney, eXp Realty

7 months ago

Avoid These 4 Common Home Closing Mistakes That Could Cost You Thousands 🏡 Closing on a home soon? Don’t let simple errors delay your move or cost... more

Kay McKinney, eXp Realty

7 months ago

Wondering how much house you can afford on your salary? 🏡 Check out how much mortgage you could get with these incomes: $60K Salary → Affordable ... more

Kay McKinney, eXp Realty

7 months ago

What if your home could pay you to live in it? 💡 That’s the idea behind house hacking — a real estate strategy where you live in one unit of a pro... more

Kay McKinney, eXp Realty

7 months ago

Want to boost your credit score to buy a home? 🏡 Start by paying bills on time, lowering credit card balances, and checking your credit report for... more

Kay McKinney, eXp Realty

7 months ago

Dreaming of your perfect home? 🏡 Make it a reality by getting prepped for your mortgage application! You’ll need pay stubs, W-2s or tax returns, b... more

Kay McKinney, eXp Realty

7 months ago

How Seller Disclosures Can Impact Your Home Buying Decision 🏡 Before you buy a home, reviewing the seller disclosure statement is essential. It r... more

Kay McKinney, eXp Realty

8 months ago

Ready to make your first rental property investment? Discover the steps to secure your first property and start earning passive income! 💼 𝙍𝙚𝙨?... more

Kay McKinney, eXp Realty

8 months ago

Top 3 Real Estate Myths That Could Be Costing You Money 🏡 𝗬𝗼𝘂 𝗻𝗲𝗲𝗱 𝗮 𝗹𝗼𝘁 𝗼𝗳 𝗺𝗼𝗻𝗲𝘆 𝘁𝗼 𝗴𝗲𝘁 𝘀𝘁𝗮𝗿𝘁𝗲𝗱 - The Truth is, th... more

Kay McKinney, eXp Realty

8 months ago

What are some red flags to look out for when buying a home? 🚩 While touring homes, keep an eye out for signs of trouble like cracks in the founda... more

Kay McKinney, eXp Realty

8 months ago

What are the primary steps in the home buying process? 🔑 First, get pre-approved for a mortgage so you know your budget. Then, connect with a trus... more

Kay McKinney, eXp Realty

8 months ago

Kay McKinney, eXp Realty

8 months ago

What is a mortgage pre-approval, and why is it so important before house hunting? A mortgage pre-approval shows you're a serious buyer — and here’s... more

Kay McKinney, eXp Realty

8 months ago

What’s the difference between an Interest Rate and an APR? 💡 Here’s the breakdown: 𝘐𝘯𝘵𝘦𝘳𝘦𝘴𝘵 𝘙𝘢𝘵𝘦 = 𝘵𝘩𝘦 𝘤𝘰𝘴𝘵 𝘰𝘧 𝘣𝘰𝘳𝘳𝘰𝘸?... more

Kay McKinney, eXp Realty

8 months ago

What are the best ways to lower your monthly payments? Here are 3 smart moves 💰: 𝟭) 𝗥𝗲𝗳𝗶𝗻𝗮𝗻𝗰𝗲 𝘆𝗼𝘂𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝟮) 𝗦𝗵𝗼𝗽 𝗮... more

Kay McKinney, eXp Realty

8 months ago

The first step when selling your home is to get your home market-ready! 𝗧𝗵𝗶𝘀 𝗺𝗲𝗮𝗻𝘀 𝗱𝗲𝗰𝗹𝘂𝘁𝘁𝗲𝗿𝗶𝗻𝗴, 𝗺𝗮𝗸𝗶𝗻𝗴 𝗻𝗲𝗰𝗲𝘀𝘀𝗮?... more

Kay McKinney, eXp Realty

8 months ago

What is the Impact of Location on Property Value? 📍Location plays a huge role in determining a property’s value! Whether it’s proximity to top-rat... more

Kay McKinney, eXp Realty

8 months ago

Real Estate Mortgage Tip of the Week 💡: When shopping for a mortgage, it’s easy to get caught up in the interest rate, but don’t forget to look at... more

Kay McKinney, eXp Realty

8 months ago

Would you consider a fixer-upper if it meant staying within your budget? 𝗦𝗼𝗺𝗲𝘁𝗶𝗺𝗲𝘀, 𝗮 𝗹𝗶𝘁𝘁𝗹𝗲 𝘄𝗼𝗿𝗸 𝗰𝗮𝗻 𝗹𝗲𝗮𝗱 𝘁𝗼 𝗯𝗶𝗴 ?... more

Kay McKinney, eXp Realty

8 months ago

What's your top priority when choosing a home: location, size, or price? 🏡💭 Finding the perfect balance can be tricky, but I'm here to help! Let... more

Kay McKinney, eXp Realty

8 months ago

Considering homes just a bit over your budget? It might be worth it for the perfect fit! 🏡Sometimes, stretching your budget just a little can unlo... more

Kay McKinney, eXp Realty

8 months ago

What’s the most exciting part of the home-buying journey for you? 🏡 Is it finding the perfect space, envisioning your future, or maybe getting the... more

Kay McKinney, eXp Realty

8 months ago

Real Estate Question of the Week: How comfortable are you with your monthly mortgage payment? 🏡 Are you looking for a more manageable option or re... more

Kay McKinney, eXp Realty

8 months ago

Thinking about buying a fixer-upper? 🛠️ Not only can you customize it to your exact taste, but you can also build equity as you renovate! It’s a w... more

Kay McKinney, eXp Realty

8 months ago

What factors impact a property’s long-term value? 🏡💡 Location, market trends, and home improvements are just a few! Investing in the right proper... more

Kay McKinney, eXp Realty

8 months ago

What's your dream neighborhood? 🏡✨ What makes it ideal for you—walkable streets, great schools, or maybe a close-knit community? I’d love to hear ... more

Kay McKinney, eXp Realty

8 months ago

What's the biggest misconception about homeownership? 🏡💭 Many people think it’s just about making monthly mortgage payments, but there’s so much ... more

Kay McKinney, eXp Realty

8 months ago

How much does the interest rate on a mortgage influence your decision to buy a home? 🏡 A lower rate can significantly reduce your monthly payments... more

Kay McKinney, eXp Realty

8 months ago

Term of the Week Equity: is the difference between your home's market value and the remaining balance on your mortgage. As you pay down your mortga... more

Kay McKinney, eXp Realty

8 months ago

What's your must-have feature in a kitchen? 🍳✨ Whether it's a spacious island, high-end appliances, or a sleek backsplash, we want to know! Let us... more

Kay McKinney, eXp Realty

8 months ago

What’s the best way to protect your investment in real estate? 🏡 Regular maintenance, securing the right insurance, and staying informed on market... more

Kay McKinney, eXp Realty

9 months ago

Location, budget, size, condition, and future resale value are key factors to consider. I can help you navigate these important decisions and find ... more

Kay McKinney, eXp Realty

9 months ago

How does your credit score affect your home-buying options and interest rates? 📉 A lower score can lead to higher interest rates, limited loan opt... more

Kay McKinney, eXp Realty

9 months ago

How do you feel about purchasing a fixer-upper home? 🛠️ It could be a great investment, but I know there are concerns about costs and time. Let’s ... more

Kay McKinney, eXp Realty

9 months ago

What's your biggest concern when it comes to monthly mortgage payments? 🏠 Whether it's affordability, interest rates, or something else, I'm here... more

Kay McKinney, eXp Realty

9 months ago

Wondering how interest rates affect home buyers and sellers? Higher interest rates can make mortgages more expensive for buyers, potentially reduci... more

Kay McKinney, eXp Realty

9 months ago

Unsure how much you can afford to spend on a house? Begin by evaluating your monthly income, existing expenses, and how much you can comfortably pu... more

Kay McKinney, eXp Realty

9 months ago

𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲 𝗧𝗶𝗽 𝗼𝗳 𝘁𝗵𝗲 𝗗𝗮𝘆: Always get pre-approved for a mortgage before house hunting – it strengthens your offer, shows sel... more

Kay McKinney, eXp Realty

9 months ago

Wondering how to successfully negotiate the price of a home? Here are a few tips: 1. 𝘋𝘰 𝘠𝘰𝘶𝘳 𝘙𝘦𝘴𝘦𝘢𝘳𝘤𝘩 – 𝘒𝘯𝘰𝘸 𝘵𝘩𝘦 𝘮𝘢𝘳𝘬𝘦𝘵... more

Kay McKinney, eXp Realty

9 months ago

Wondering how to handle buyer contingencies in an offer for your property? Here are two ways to manage them: 𝗡𝗲𝗴𝗼𝘁𝗶𝗮𝘁𝗲 𝗖𝗼𝗻𝘁𝗶𝗻𝗴𝗲𝗻... more

Kay McKinney, eXp Realty

9 months ago

Confused about property taxes and how they’re calculated? 🏠💸 Property taxes are based on your home's assessed value and local tax rates, and they... more

Kay McKinney, eXp Realty

9 months ago

Curious about 𝗯𝗮𝗹𝗹𝗼𝗼𝗻 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲𝘀 and whether it's the right choice for you? 💰 𝘈 𝘣𝘢𝘭𝘭𝘰𝘰𝘯 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦 𝘰𝘧𝘧𝘦𝘳𝘴 𝘭?... more

Kay McKinney, eXp Realty

9 months ago

Thinking about skipping the home inspection? Think again! 🏠🔍 A thorough inspection can uncover hidden issues, from structural problems to plumbin... more

Kay McKinney, eXp Realty

9 months ago

Your dream home is just a call away! 🏡 Click 'Call Now' and connect with an expert real estate agent who’s dedicated to turning your vision into r... more

Kay McKinney, eXp Realty

9 months ago

Earnest money is a deposit made to show your commitment to buying a home. It’s a crucial part of the process, giving the seller confidence that you... more

Kay McKinney, eXp Realty

9 months ago

❓ What's holding you back from buying a home? Let’s figure it out together! 𝗖𝗿𝗲𝗱𝗶𝘁 𝗖𝗼𝗻𝗰𝗲𝗿𝗻𝘀 – 𝗡𝗼𝘁 𝘀𝘂𝗿𝗲 𝗮𝗯𝗼𝘂𝘁 𝘆𝗼𝘂𝗿 𝘀... more

Kay McKinney, eXp Realty

9 months ago

Feeling overwhelmed by the home loan application process? Don't worry, here's how to make it easier! 💼 Things to Keep in Mind: 𝗞𝗻𝗼𝘄 𝗬𝗼𝘂𝗿 ... more

Kay McKinney, eXp Realty

9 months ago

📢 Childersburg, AL: Economic Growth in Motion! 🚀🏡💼 Childersburg is seeing steady economic growth as real estate, job opportunities, and local b... more

Kay McKinney, eXp Realty

9 months ago

Wondering if you're overpaying for a home? 🏠 Here are 3 key things to check before making an offer: 3 𝘛𝘩𝘪𝘯𝘨𝘴 𝘵𝘰 𝘓𝘰𝘰𝘬 𝘍𝘰𝘳: 𝟭️. 𝗖... more

Kay McKinney, eXp Realty

9 months ago

3 Major Mistakes Sellers Are Making Right Now 🚨 If you're selling, steer clear of these costly errors: 1️⃣ Overpricing Your Home – Buyers are ca... more

Kay McKinney, eXp Realty

9 months ago

🏡 𝗧𝗿𝘂𝘀𝘀𝘃𝗶𝗹𝗹𝗲, 𝗔𝗟: 𝗔 𝗚𝗿𝗼𝘄𝗶𝗻𝗴 𝗘𝗰𝗼𝗻𝗼𝗺𝗶𝗰 𝗛𝘂𝗯! 🚀 📈 Booming Housing Market Trussville’s real estate market is heating ... more

Kay McKinney, eXp Realty

9 months ago

Considering a 15-year mortgage vs. a 30-year mortgage? 🏡 A 15-year mortgage helps you pay off your home quicker, saving you a significant amount o... more

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