We have previously discussed 2/1 buy down programs, how they are used, and how they help buyers secure a low interest rate in a high interest rate environment and today's episode is going to be building on top of that knowledge by going over a brand new type of 2/1 buy down program that helps even more buyers get into homes with that low rate. To go over all the details of this new program I sit down with Dennis Angstrom from E-mortgage capital and he breaks down the numbers for you as well as when this program may and may not be a good idea for buyers to take advantage of.