Are you looking for a Realtor Partner to help in your home search ? I will help you structure a plan to achieve results!
I believe firmly in building generational wealth with the all American dream of homeownership. This is not only about home tours, it's your biggest investment! I will teach you how to structure your purchase!
Before we work together, lets set up a phone interview (20-30 min phone call) on our
"Buyer Agent Relationship".
-We discuss your home goals (family needs, location, price , tax , amenities).
- We will review your preapproval with credit, income, debt ratio.
-Discuss your downpayment, ensure you stay in your monthly budget (mortgage).
-Help repair your credit if needed.
-Review loan programs, (ensuring you have the best fit)!
-Self employed , no problem, I have lenders and CPA recommendations, who are tax experts and will guide you with the steps to prepare for your purchase.
-Showings; Agenda with property details/ NYS disclosures
-Offers; Time to negotiate
-Inspection; Objections/repairs
-Contracts; Legal language review
-Appraisal; Value +/-
Title; Permits/ violation review
Survey; Property map
-Rate locking; Rates are floating, until locked
-Closing timeline (one or about language)
We will discuss all of the above to ensure you are fully educated on the process ! Working with an experienced Realtor Partner is crucial! Call today to discuss your specific needs.