Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA

I had an amazing experience working with my mortgage broker Joel & Dawn while purchasing my first home using an FHA loan. From start to finish, they were incredibly quick, thorough, and genuinely helpful throughout the entire process. As a first-time homebuyer, I had a lot of questions and uncertainties, but they made everything easy to understand and kept things moving efficiently. They were always responsive, stayed on top of every detail, and made sure nothing slipped through the cracks. What really stood out was how supportive and knowledgeable they were—they took the time to explain each step and made sure I felt confident in every decision. Thanks to their hard work and dedication, the process was much smoother than I expected. I’m truly grateful for their help in making my first home purchase possible. I would highly recommend them to anyone, especially first-time buyers!

Working with Joel and Dawn was an absolutely fantastic experience from start to finish. They made what can often be a stressful and overwhelming process feel smooth, organized, and even enjoyable. They were incredibly responsive, patient, and always took the time to explain things clearly so I felt confident every step of the way. No question ever felt like too much, and they consistently went above and beyond to make sure everything stayed on track. What really stood out was their attention to detail and commitment to getting things done right. Thanks to their expertise and support, the entire process was seamless. I truly couldn’t have asked for a better team and would highly recommend Joel and Dawn to anyone looking for knowledgeable, dependable, and genuinely great people to work with.

where do i begin. it’s been a journey. as a first time home buyer this entire process is scary, it doesn’t make sense, sometimes things don’t work out and wanting to give up becomes the new normal but Joel and Dawn, are the absolute best. I was about ready to throw the towel in and Joel talked me out of it and got me to the closing table in what feels like record time. Dawn, is as sweet as can be and provided comfort when i thought it was going to fail. They really are the best people and the best team anyone could ask for ❤️

Joel and Dawn provide top notch service for their clients and make great partners in helping our clients achieve their home ownership dreams!

Joel was absolutely amazing to work with! No matter the time—nights or weekends—he was always there and quick to answer any questions we had. He made everything feel easy, I truly appreciated his dedication.

I would 100% recommend Joel & Dawn! They helped make a goal for my family a reality. From start to finish they helped me every step of the way. I will forever be thankful for them. Day or night, any worry or thought I had I never had to wait for a response, they really kept me sane during the stresses of being a first time buyer. I found Joel on YouTube when I was doing research before I decided to start the process of buying, turned out he was actually right here in Kentucky and so it was meant for me to go with them! Thank you both for everything, The Wray Family! 🏠

Joel was incredibly helpful throughout the whole process of buying a home. This was my first time buying a home, and he helped us every step of the way. I'll recommend Joel to anyone trying to buy a home

Joel Lobb and Dawn were such a blessing with our home buying process. This was our first time buying a house and they went above and beyond to make our dreams come true with a smooth and easy process explaining everything in terms we understood. I would definitely recommend them to anyone who wants to buy their first home or their 5th home!

Joel and Dawn were wonderful to work with! They helped make my dream house a reality, and took time and care to explain all of my options and each step of the process. I am very grateful for their help and recommend them to anyone !

My husband and I before we met Joel was at 3 realtors and 3 mortgage companies….with no movement. My parents referred us to Joel and the rest was history. From the very beginning we explained where we were with home buying. He took it and ran with it. He made sure we got into a home. Such an easy process full of communication and open door when it came to any question we had since this was our first time home buying. I recommend Joel to anyone! He will get you in a home as well as making sure your home loan is fit for you! Very dedicated and even after the closing he will still be there to communicate and follow you through this journey if any questions arise!