Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA

Joel and Dawn were wonderful to work with! They helped make my dream house a reality, and took time and care to explain all of my options and each step of the process. I am very grateful for their help and recommend them to anyone !

I would 100% recommend Joel & Dawn! They helped make a goal for my family a reality. From start to finish they helped me every step of the way. I will forever be thankful for them. Day or night, any worry or thought I had I never had to wait for a response, they really kept me sane during the stresses of being a first time buyer. I found Joel on YouTube when I was doing research before I decided to start the process of buying, turned out he was actually right here in Kentucky and so it was meant for me to go with them! Thank you both for everything, The Wray Family! 🏠

100% recommend Joel and Dawn. They helped me every step of the way and never left my questions unanswered day or night. They made the process of buying my first home smooth and easy. Joel went above and beyond for my family and I couldn’t thank him and Dawn enough for what they did for me.

Joel and dawn worked so hard for us to get into our forever home! It was a long haul for us but they were so informative and great to work with thank you Joel for everything would refer them to anyone!

Excellent people to work with! Joel helped me get the loan that was right for me, this was my first experience buying a house and him and his team made it a great experience, one I'll never forget! Thanks guys!!!

Joel was great to work. Wonderful communication and quick to get the work complete. We recommend Joel to anyone needing a loan or even thinking about it.

My husband and I before we met Joel was at 3 realtors and 3 mortgage companies….with no movement. My parents referred us to Joel and the rest was history. From the very beginning we explained where we were with home buying. He took it and ran with it. He made sure we got into a home. Such an easy process full of communication and open door when it came to any question we had since this was our first time home buying. I recommend Joel to anyone! He will get you in a home as well as making sure your home loan is fit for you! Very dedicated and even after the closing he will still be there to communicate and follow you through this journey if any questions arise!

Joel & Dawn was the absolute best thru the whole process in buying our first home! They made the process smooth and easy. Answered every question explained everything so I could fully understand. I would highly recommend them. I couldn’t thank yall enough!

Joel went above and beyond for my family. He made the process easy and explained everything in detail. I can't recommend him enough! Thanks again Joel, you rock!

Many thanks to Joel for his help throughout our homebuying process. He is a dedicated partner to his clients and does his best to answer questions quickly and reliably. When I didn't understand something, he was patient and did a great job explaining things. His entire team helped to make our purchase a very smooth transaction from start to finish.