Down payment and closing costs feel like a mountain? Kentucky buyers have a shortcut. The Kentucky Housing Corporation (KHC) Down Payment Assistance program provides up to $12,500 toward your down payment, closing costs, or prepaids. New 90-second whiteboard explainer: not a grant (a second loan on the home, repaid over 15 years); stacks on top of FHA, VA, USDA, and Conventional loans; generally a 620 minimum credit score, purchase price up to $566,354, income limits apply by county; get into a home sooner and keep your savings for maintenance and moving costs. Watch: https://youtu.be/JKhamXOUzKo. Want to see how much assistance you qualify for? Call/Text 502-905-3708 or visit www.mylouisvillekentuckymortgage.com. Joel Lobb, EVO Mortgage. NMLS 57916. Company NMLS 1738461. Kentucky loans only. Equal Housing Lender. Not a commitment to lend.