Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA
22 days ago
What credit score do I need for an FHA loan in Kentucky?
Most buyers need a 580 credit score for the FHA minimum 3.5% down payment (scores of 500–579 may still qualify with 10% down). Don't rule yourself out — I've helped many Kentucky buyers who thought their credit wasn't good enough. You can read more about credit score requirements here, or get a free application review with same-day answers: 502-905-3708
Most buyers need a 580 credit score for the FHA minimum 3.5% down payment (scores of 500–579 may still qualify with 10% down). Don't rule yourself out — I've helped many Kentucky buyers who thought their credit wasn't good enough. You can read more about credit score requirements here, or get a free application review with same-day answers: 502-905-3708
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